Terms of Service

Last Updated: May 2026

Effective date: May 24, 2026

1. Agreement to Terms

By accessing or using FreelanceTaxCalc ("the Website"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not access or use the Website. We reserve the right to update, change, or replace any part of these Terms at our sole discretion. It is your responsibility to check this page periodically for changes. Your continued use of the Website following any changes constitutes your acceptance of those changes.

These Terms apply to all visitors, users, and others who access or use the Website. By using the Website, you represent that you are at least 18 years of age or have obtained parental consent to use the Website.

2. Description of Service

FreelanceTaxCalc provides free online tax calculators, financial planning tools, and educational content designed for freelancers, gig workers, and self-employed individuals. Our tools perform mathematical calculations based on tax data we research and compile from public sources including the IRS, CRA, and HMRC. All tools run entirely in your web browser and do not store or transmit any information you enter.

The Website may display advertisements via Google AdSense to support free access to these tools. We do not sell user data and never require account registration to use any tool.

3. Not Financial or Tax Advice

The content, calculators, and tools on FreelanceTaxCalc are provided for educational and informational purposes only. They are not a substitute for professional tax, financial, or legal advice.

Calculator results are estimates only. While we strive to ensure our tax data is accurate and up to date, tax laws vary by jurisdiction and change frequently. We make no representation or warranty that any calculation, estimate, or output from our tools is accurate, complete, or applicable to your specific situation. You should not rely solely on the results of any calculator or tool on this Website when making financial or tax decisions.

We strongly recommend consulting with a qualified CPA, tax attorney, or financial advisor who can review your specific circumstances and provide personalized advice. The use of any information or tools on this Website is solely at your own risk. FreelanceTaxCalc is not a law firm, accounting firm, or financial advisory service, and no relationship (including but not limited to attorney-client, accountant-client, or advisor-client) is created by your use of the Website.

Tax brackets, standard deductions, contribution limits, and other tax data are updated annually based on published government figures. However, we cannot guarantee that the data reflects the most current tax laws, especially during periods of legislative change. Users are responsible for verifying any tax information with official sources or a qualified professional.

4. User Responsibilities

As a user of FreelanceTaxCalc, you agree to:

  • Use the Website and its tools for lawful purposes only and in accordance with these Terms.
  • Not attempt to interfere with the proper functioning of the Website, including introducing malware, viruses, or any other harmful code.
  • Not attempt to reverse engineer, decompile, or disassemble any portion of the Website or its tools.
  • Not use automated scripts, bots, or other automated means to access, scrape, or collect data from the Website without our express written permission.
  • Not use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other user's use.
  • Verify the accuracy of any calculations or information obtained from the Website with a qualified professional before making decisions based on them.

5. Intellectual Property

All content on FreelanceTaxCalc, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of FreelanceTaxCalc or its content suppliers and is protected by applicable copyright and intellectual property laws. The compilation of all content on this Website is the exclusive property of FreelanceTaxCalc.

You may view, download, and print pages from the Website for your personal, non-commercial use only. You may not republish, reproduce, distribute, sell, or license any content from this Website without our prior written consent. Unauthorized use of any content may violate copyright, trademark, and other applicable laws.

6. Limitation of Liability

To the fullest extent permitted by applicable law, FreelanceTaxCalc, its owners, operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your use of or inability to use the Website or any tool.
  • Any reliance placed on calculator results, estimates, or content.
  • Any errors or omissions in the content or tools.
  • Unauthorized access to or alteration of your transmissions or data.
  • Statements or conduct of any third party on the Website.
  • Any other matter relating to the Website.

Your sole remedy for dissatisfaction with the Website is to stop using it. This limitation of liability applies regardless of the legal theory under which the claim is brought, whether in contract, tort (including negligence), or otherwise.

7. Disclaimer of Warranties

THE WEBSITE AND ALL TOOLS, CONTENT, AND MATERIALS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

FreelanceTaxCalc does not warrant that:

  • The Website will function uninterrupted, secure, or free of errors or viruses.
  • Any defects will be corrected.
  • The results obtained from using the tools will be accurate, reliable, or meet your requirements.
  • The quality of any products, services, information, or other material obtained through the Website will meet your expectations.

We are not responsible for any damage to your computer system or loss of data that results from your use of the Website.

8. Third-Party Advertising (AdSense)

FreelanceTaxCalc uses Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies to serve ads based on a user's prior visits to our Website and other websites. Google's use of advertising cookies enables it and its partners to serve ads to users based on their visit to this site and/or other sites on the Internet.

We are not responsible for the content of any advertisements displayed on the Website. Advertisements are served by third-party ad networks and do not represent endorsements by FreelanceTaxCalc. We do not control the data collection practices of these third-party advertisers. Please refer to our Privacy Policy for more information about how Google and other third parties may use your data.

The Website may contain links to third-party websites or services that are not owned or controlled by FreelanceTaxCalc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. By using the Website, you expressly release FreelanceTaxCalc from any and all liability arising from your use of any third-party website or service.

10. Modifications

We reserve the right to modify, suspend, or discontinue the Website (or any part thereof) at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the Website. We may update these Terms of Service from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review these Terms periodically.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or your use of the Website shall be resolved in the courts of the United States. You agree to submit to the personal jurisdiction of such courts for the purpose of litigating all such claims.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. These Terms constitute the entire agreement between you and FreelanceTaxCalc regarding your use of the Website.

12. Contact

If you have any questions about these Terms of Service, please contact us:

  • Via our contact page
  • By email: legal@freelancetaxcalc.online